Owing to a series of circumstances, you are no longer in a position to honor your debt obligations. It isn’t a lack of desire to pay those debts; you simply don’t have the means to do it any longer. Instead of dodging your creditors or assuming that filing for a personal bankruptcy is your only [...]

Reasons Why You Need a Bankruptcy Lawyer and What Can Happen if You Don’t Have One The decision to seek bankruptcy protection is one that should never be made in haste. It’s also important that you hire a lawyer to help with the process. Even though it’s possible to seek bankruptcy protection without legal representation, [...]

Debt is not an uncommon thing. In fact, according to a study by Pew, 8 in 10 Americans have debt. Debt takes on several forms, such as mortgages, credit cards, car loans, student loans, etc. Debt on its own is not necessarily a bad thing, however when borrowing becomes excessive when compared to the household income available, [...]