Owing to a series of circumstances, you are no longer in a position to honor your debt obligations. It isn’t a lack of desire to pay those debts; you simply don’t have the means to do it any longer. Instead of dodging your creditors or assuming that filing for a personal bankruptcy is your only [...]
A Chapter 11 can be initiated voluntarily by the debtor or by a group of creditors. This makes it somewhat unique in terms of bankruptcy chapters. What would motivate creditors to cooperate with this type of action? A personal bankruptcy lawyer can provide you with a list of reasons. The following four are likely to [...]
So the decision to seek help from the Kepple Law Group turned out to be the right one. With the discharge about to happen, you can start thinking about the future. What will things be like once you have that discharge? You have the chance to lay a foundation for a future that’s free of [...]
While many people have heard of Chapter 11 bankruptcy, knowing how this financial solution works does not come easily to the general public. It’s true that a Chapter 11 tends to be more complex than filing for Chapter 7 protection. Even so, there are times when this type of bankruptcy is the most practical strategy. [...]
Reasons Why You Need a Bankruptcy Lawyer and What Can Happen if You Don’t Have One The decision to seek bankruptcy protection is one that should never be made in haste. It’s also important that you hire a lawyer to help with the process. Even though it’s possible to seek bankruptcy protection without legal representation, [...]
Entering a Chapter 13 bankruptcy is not a short-term commitment. For the next three to five years, life is going to be different. How will you make it through until the day that the court discharges the bankruptcy? The team at Kepple Law Group have some tips that will help you get from here to [...]
Depending on the amount of debt that you owe, seeking a Chapter 7 or Chapter 13 may be out of the question. That still leaves the option of filing a Chapter 11 bankruptcy. Sometimes thought of as an option for business entities only, this form of bankruptcy allows you to reorganize your debt with the [...]
Debt is not an uncommon thing. In fact, according to a study by Pew, 8 in 10 Americans have debt. Debt takes on several forms, such as mortgages, credit cards, car loans, student loans, etc. Debt on its own is not necessarily a bad thing, however when borrowing becomes excessive when compared to the household income available, [...]
